Huh? We can assess the damage first and go from there...

[He looks at the car and... yeah there's a small dent, but nothing seems broken at least. Still, a dent is a dent! That's why he's going to repay her and everything will be okay! Yep, there's nothing concerning about that smile or anything like that...]

I may be a college student, but I have savings in case of incidents like these! Whether or not I'm wealthy matters little now, not when I'm at fault for an accident!